By accessing or using the www.iposcsl.com Web site, you agree to the
terms of the IPOS Online Privacy Policy, as outlined below. If you do not
agree to these terms, please do not access or use this site. IPOS reserves
the right to change the Online Privacy Policy from time to time at its
sole discretion. Your use of this site will be subject to the most
current version of the Online Privacy Policy at the time of such use.
Information Collection and Use
IPOS is the sole owner of the information collected on this site. We
will not sell, share, or rent this information to others in ways
different from what is disclosed in this statement. IPOS collects
information from our users at several different points on our website.
Registration
In order to use this website, a user must first complete the registration
form. During registration a user is required to give their contact
information (such as name and email address). This information is used
to contact the user about the services on our site for which they have
expressed interest. It is optional for the user to provide demographic
information (such as income level and gender), and unique identifiers
(such as social security number), but encouraged so we can provide a
more personalized experience on our site.
Order
We request information from the user on our order form. Here a user
must provide contact information (like name and shipping address) and
financial information (like credit card number, expiration date). This
information is used for billing purposes and to fill customer¡¦s orders.
If we have trouble processing an order, this contact information is used
to get in touch with the user.
Cookies
A cookie is a piece of data stored on the user¡¦s hard drive containing
information about the user. Usage of a cookie is in no way linked to
any personally identifiable information while on our site. Once the
user closes their browser, the cookie simply terminates. For instance,
by setting a cookie on our site, the user would not have to log in a
password more than once, thereby saving time while on our site. If a user
rejects the cookie, they may still use our site. The only drawback to
this is that the user will be limited in some areas of our site. For
example, the user will not be able to participate in any of our
Sweepstakes, Contests or monthly Drawings that take place. Cookies
can also enable us to track and target the interests of our users
to enhance the experience on our site.
Some of our business partners use cookies on our site (for example,
advertisers). However, we have no access to or control over these cookies.
Log Files
We use IP addresses to analyze trends, administer the site, track user's
movement, and gather broad demographic information for aggregate use.
IP addresses are not linked to personally identifiable information.
Sharing
We will share aggregated demographic information with our partners and
advertisers. This is not linked to any personal information that can
identify any individual person.
We use an outside shipping company to ship orders, and a credit card
processing company to bill users for goods and services. These companies
do not retain, share, store or use personally identifiable information
for any secondary purposes.
We partner with another party to provide specific services. When the
user signs up for these services, we will share names, or other contact
information that is necessary for the third party to provide these services.
These parties are not allowed to use personally identifiable information
except for the purpose of providing these services.
Links
This web site contains links to other sites. Please be aware that
we IPOS are not responsible for the privacy practices of such other
sites. We encourage our users to be aware when they leave our site
and to read the privacy statements of each and every web site that
collects personally identifiable information. This privacy statement
applies solely to information collected by this Web site.
Newsletter
If a user wishes to subscribe to our newsletter, we ask for contact
information such as name and email address.
Surveys & Contests
From time-to-time our site requests information from users via
surveys or contests. Participation in these surveys or contests is
completely voluntary and the user therefore has a choice whether or
not to disclose this information. Information requested may include
contact information (such as name and shipping address), and demographic
information (such as zip code, age level). Contact information will
be used to notify the winners and award prizes. Survey information
will be used for purposes of monitoring or improving the use and
satisfaction of this site.
Tell-A-Friend
If a user elects to use our referral service for informing a friend
about our site, we ask them for the friend's name and email address.
IPOS will automatically send the friend a one-time email inviting them
to visit the site. IPOS stores this information for the sole purpose
of sending this one-time email. The friend may contact IPOS at
http://www.iposcsl.com/ to
request the removal of this information from their database.
Security
This website takes every precaution to protect our users' information.
When users submit sensitive information via the website, your information
is protected both online and off-line.
When our registration/order form asks users to enter sensitive
information (such as credit card number and/or social security number),
that information is encrypted and is protected with the best encryption
software in the industry - SSL. While on a secure page, such as our
order form, the lock icon on the bottom of Web browsers such as Netscape
Navigator and Microsoft Internet Explorer becomes locked, as opposed to
un-locked, or open, when you are just "surfing".
While we use SSL encryption to protect sensitive information online,
we also do everything in our power to protect user-information off-line.
All of our users' information, not just the sensitive information
mentioned above, is restricted in our offices. Only employees who
need the information to perform a specific job (for example, our
billing clerk or a customer service representative) are granted access
to personally identifiable information. Our employees must use
password-protected screen-savers when they leave their desk. When
they return, they must re-enter their password to re-gain access to
your information. Furthermore, ALL employees are kept up-to-date on
our security and privacy practices. Every quarter, as well as any
time new policies are added, our employees are notified and/or reminded
about the importance we place on privacy, and what they can do to ensure
our customers' information is protected. Finally, the servers that we
store personally identifiable information on are kept in a secure
environment, behind a locked cage.
If you have any questions about the security at our website, you
can send an email to
support@iposcsl.com.
Supplementation of Information
In order for this website to properly fulfill its obligation to our
customers, it is necessary for us to supplement the information we
receive with information from 3rd party sources.
For example, to determine if our customers qualify for one of our
credit cards, we use their name and social security number to request
a credit report. Once we determine a user's credit-worthiness, this
document is destroyed.
Special Offers
We send all new members a welcoming email to verify password and
username. Established members will occasionally receive information
on products, services, special deals, and a newsletter. Out of respect
for the privacy of our users we present the option to not receive
these types of communications. Please see our choice and opt-out below.
Site and Service Updates
We also send the user site and service announcement updates. Members
are not able to un-subscribe from service announcements, which contain
important information about the service. We communicate with the user
to provide requested services and in regards to issues relating to
their account via email or phone.
Correction/Updating Personal Information
If a user's personally identifiable information changes (such as
your zip code), or if a user no longer desires our service, we will
endeavor to provide a way to correct, update or remove that user's
personal data provided to us. This can usually be done at the member
information page or by emailing our Customer Support.
Choice/Opt-out
Our users are given the opportunity to "opt-out" of having their
information used for purposes not directly related to our site at
the point where we ask
for the information. For example, our order form has an "opt-out"
mechanism so users who buy a product from us, but don't want any
marketing material, can keep their email address off of our lists.
Users who no longer wish to receive our newsletter or promotional
materials from our partners may opt-out of receiving these communications
by replying to unsubscribe in the subject line in the email or email us
at support@iposcsl.com
Users of our site are always notified when their information is
being collected by any outside parties. We do this so our users can
make an informed choice as to whether they should proceed with services
that require an outside party, or not.
Notification of Changes
If we decide to change our privacy policy, we will post those changes
on our Homepage so our users are always aware of what information we
collect, how we use it, and under circumstances, if any, we disclose it.
If at any point we decide to use personally identifiable information
in a manner different from that stated at the time it was collected,
we will notify users by way of an email. Users will have a choice as
to whether or not we use their information in this different manner. We
will use information in accordance with the privacy policy under which
the information was collected.